Non-Citizen Account

Financial Access for Everyone

An account that gives you all the good stuff

Convenient 

Access to your money any time with free nationwide ATMs.

Peace of Mind

Plan for tomorrow with a trusted partner by your side.

Do it on-the-go

Anytime, anywhere account access with Online and Mobile Banking.

Not a U.S. Citizen? Not a Problem

At Partner Colorado Credit Union, we believe financial access should be safe, simple, and available to everyone. That’s why we created the Non-Citizen Account — a welcoming solution designed to help you open a savings and checking account with confidence.

More than just a checking account, the Non-Citizen Account offers convenience, flexibility, and peace of mind. It’s one more way we help individuals and families across Colorado build stronger financial futures with a trusted partner by their side.

Take the First Step to Financial Access and Opportunity

You do not need a Social Security Number or an Individual Taxpayer Identification Number (ITIN) to open a Non-Citizen Account.

This free checking account is designed to give you convenient access to your money and everyday banking tools. With your Non-Citizen Account, you can:
  • Deposit or withdraw money at any Partner Colorado branch
  • Access thousands of fee-free CO-OP Network ATMs
  • Use shared branch locations nationwide
  • Make everyday purchases with your debit card, plus earn rewards

What You’ll Need to Open Your Account

To open a Non-Citizen Account, you must first become a member of Partner Colorado by opening a savings account with a $5 deposit. You will also need the following:

1.  Proof of Colorado Residency
A document showing your name and current physical address, such as:
  • Colorado Driver’s License
  • Colorado State ID Card
  • Utility bill
  • Vehicle registration
  • Insurance card
  • Pay stub with employer verification
  • Credit card or loan statement
  • Phone bill

2. A Form of Identification, including one of the following:
  • Matricula Consular Card
  • Permanent Resident Card (Green Card)
  • Employment Authorization Card

3. IRS Tax Form W-8BEN
Additional information about obtaining the W-8BEN form is available at www.IRS.gov.

Open Your Account Today

A better banking experience starts here. Visit your nearest Partner Colorado branch or call our Contact Center at 303-422-6221 to open your Non-Citizen Account. Or, you can scan the QR code below to fill out a quick form and request a call back from a Partner Colorado representative.

Overdraft Line of Credit

When an oversight leads to an overdraft, this coverage kicks in.

  • Financial safety net
  • Coverage up to $25,000
  • Fixed interest rate

Courtesy Pay

When your checking balance runs low, we may be able to help you.

  • Our standard procedure
  • Opt in for extra protection
  • Yes, there's a charge
1

Rewards Points provided by ScoreCard® Bonus Point Program. Account holders earn one point for every three qualified dollars in net purchases using signature-based debit card transactions and for every five qualified dollars in net purchases using PIN-based debit card transactions. There is no limit to the number of points an account can earn in one year. Points expire within 36 months.

2
No purchase necessary to win and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. Partner Colorado Credit Union employees and their immediate families are not eligible to win. Winner of the prize may be issued a 1099-INT or 1099-MISC. Click here for full sweepstakes disclosure.
3
Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.
*
Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Minimum opening deposit is only $25. Ask us for details. Credit union rules and regulations apply. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. No purchase necessary to win and will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. Partner Colorado Credit Union employees and their immediate families are not eligible to win. Winner of the prize may be issued a 1099-INT or 1099-MISC.