Savings Rates

Solid rates strengthen your financial foundation. 

Whether you're looking for a savings account, Certificate of Deposit, Health Savings Account, Individual Retirement Account or Money Market Account, we structure our rates to help you reach your savings goals. 

Christmas and Club Accounts
Effective Date: July 1, 2025
Minimum Balance to Earn Interest Annual % Rate (APR) Annual % Yield (APY)
$250.05%0.05%
Grandfathered Consumer and Business High Interest Checking
Effective Date: July 21, 2025
Minimum Balance to Earn Interest Annual % Rate (APR) Annual % Yield (APY)
$0-10,000 ~ Qualifying Tier 12.47%2.50%
$10,001-25,000 ~ Qualifying Tier 20.25%0.25%
$25,001 and Non-Qualifying Tier0.05%0.05%
Premium Interest Checking
Effective Date: July 21, 2025
Minimum Daily Balance to Earn Interest Annual % Rate (APR) Annual % Yield (APY)
$0-$1,499 - Qualifying Tier 10.10%0.10
$1,500 and up - Qualifying Tier 21.00%1.00%
Account balance must stay above $1,500 for the entire month to earn the higher rate.
Direct Interest Checking
Effective Date: July 21, 2025
Minimum Balance to Earn Interest Annual % Rate (APR) Annual % Yield (APY)
$0 and up0.50%0.50%
Direct deposit is required to earn interest.
Business Interest Checking
Effective Date: July 21, 2025
Minimum Daily Balance to Earn Interest Annual % Rate (APR) Annual % Yield (APY)
$0-$1,499 - Qualifying Tier 10.10%0.10
$1,500 and up - Qualifying Tier 21.00%1.00%
Account balance must stay above $1,500 for the entire month to earn the higher rate.
Consumer and Business Money Market
Effective Date: July 1, 2025
Minimum to Open Minimum Balance to Earn Interest Annual % Rate (APR) Annual % Yield (APY)
$1,000$1,000-$9,9990.75%0.75%
$1,000$10,000-24,9991.00%1.00%
$1,000$25,000-49,9991.24%1.25%
$1,000$50,000-99,9991.49%1.50%
$1,000$100,0001.74%1.75%
Consumer and Business Regular and IRA Certificates of Deposit (CDs)
Effective Date: July 1, 2025
Term Annual % Rate (APR) Annual % Yield (APY) Minimum Balance to Open and Earn Interest
22 Month CD Special3.78%3.85%$500
6 Months3.69%3.75%$500
12 Months3.69%3.75%$500
24 Months3.45%3.50%$500
36 Months3.40%3.45%$500
48 Months2.91%2.95%$500
60 Months2.91%2.95%$500
Consumer and Business Savings
Effective Date: July 1, 2025
Minimum to Open Minimum Balance to Earn Interest Interest Dividend % Rate Annual % Yield (APY)
$5.00$250.05%0.05%
Health Savings Accounts
Effective Date: July 1, 2025
Minimum to Open Minimum Balance to Earn Interest Interest Dividend % Rate Annual % Yield (APY)
$5.00$250.05%0.05%
IRA Savings
Effective Date: July 1, 2025
Minimum to Open Minimum Balance to Earn Interest Interest Dividend % Rate Annual % Yield (APY)
$500 or waived with $10 monthly contribution$25 - $9,9990.10%0.10%
$500 or waived with $10 monthly contribution$10,000 - $24,9990.15%0.15%
$500 or waived with $10 monthly contribution$25,0000.20%0.20%
Jumbo Certificates and IRAs
Effective Date: July 1, 2025
Term Annual % Rate (APR) Annual % Yield (APY) Minimum Balance to Open and Earn Interest
6 Months (REG only)3.78%3.85%$100,000
12 Months3.78%3.85%$100,000
Power Savings
Effective Date: July 1, 2025
Minimum Balance to Earn Dividend Annual % Rate Annual % Yield
$0-1,0005.37%5.50%
$1,001-2,5001.49%1.50%
$2,501-10,0000.50%0.50%
$10,0010.05%0.05%

Resources to move you ahead.

Resources to move you ahead.
Difference Between Signature Line of Credit & Credit Card

Helping you understand your options.

Learn More: Difference Between Signature Line of Credit & Credit Card
What Affects Your Interest Rate

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Learn More: What Affects Your Interest Rate
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Online Bill Pay

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Additional terms and rates may be available, see a Partner Colorado representative for details.  Except as specifically described, the following disclosures apply to all of the accounts: 

Truth In Savings Disclosure

Overdraft Increments: Overdraft transfers to checking will be made to cover the draft item or the available overdraft balance, if less.  

High Interest Checking Qualifiers to Earn Interest: Must complete twenty (20) $5 minimum signature based debit card transactions every month. Must sign up and receive eStatements, use Online or Mobile Banking with a valid e-mail address. Non-qualifying accounts will be paid the listed rate on total balance.